The out-of-pocket fee for an initial evaluation session is $140.00. The fee for subsequent routine 45-minute psychotherapy sessions is $100.00, and the fee for 60-minute sessions is $120.00. Cancellation with less than 24 business hours notice (unless due to an emergency, an extreme weather situation, a death in the family, etc.) incur the regular charge. If your insurance covers our sessions, you are responsible for the co-pay, co-insurance, and deductible charges. Due to contract limitations, I am not able to bill insurance if we do not have a session. I am also glad to provide appropriate referrals. I accept cash, checks, and credit cards.
A valid credit card is required to hold an appointment for an initial evaluation session. Clients will not be charged the full fee or copayment until the time of service and are free to use another form of payment the time of the scheduled session.
Please contact me privately to request a sliding scale fee based on your current circumstances.
I offer private-pay psychotherapy, which means that, in this circumstance, I do not bill an insurance company and instead am paid directly by the client. Some people choose to pay out of pocket because they like to feel that they want to know that no personal information will be disclosed to any third party (such as a health insurance company that authorizes services related to mental health or substance abuse, an insurance company that offers disability or life insurance coverage, etc.). Others have decided to meet with me even when they have insurance
pdf.tarikhema.org coverage (though it may not cover our meetings due to my being out-of-network) because they feel that the therapeutic connection is so positive and important, and they find a high "goodness-of-fit" with me.
I am also in the process of becoming an in-network provider for behavioral health/mental health service plans with the multiple insurance companies. Please contact me with your insurance information if you are unsure if I am an in-network provider. Currently, I am an in-network provider for:
- Aetna
- Anthem
- BCBS (PPO only)
- Cigna
- GEHA
- Humana
- LifeSynch
- Medicare
- Optum
- UMR
- United
If I do not take your insurance, you may have out-of-network benefits that would cover a percentage of my fee. If you'd like to find out whether your insurance company would reimburse you for the cost of counseling/therapy with me, I encourage you to contact your insurance company.
Questions that you might ask your insurance company include:
• Do I have out-of-network benefits to see a licensed psychotherapist or clinical social worker?
• If so, what percentage do you cover?
• What is the deductible, and how much of the deductible have I met?
• What is my co-pay for a session if I see an out-of-network provider?
• How many sessions are covered, and in what time period?
• How do I access the form(s) needed to submit a request for reimbursement?
If you find that you have out-of-network benefits and I am not a provider for your insurance company, I ask that you pay me directly (see above for my fees), and I will provide you with a receipt, which you can submit to your insurance company for reimbursement.